For business owners, estate planning is about more than personal assets. It is also about protecting the value built within the business, creating clarity around what should happen in the future, and making sure your family, beneficiaries and wider estate are not left dealing with unnecessary complexity. Many business owners spend years focused on growth, profitability and long-term success, but far fewer spend the same time thinking about how that success should be passed on

For many families, life insurance is one of those financial decisions that feels important, but not always urgent. People know it matters, especially once they have children, a mortgage or other financial responsibilities, but they are often unsure how much cover is actually enough. That uncertainty is understandable. There is no single number that works for every household. The right amount of life insurance depends on your income, debts, mortgage, dependants, lifestyle and

This monthly markets update was marked by a strong recovery in global equity markets after a ceasefire eased immediate geopolitical fears around Iran. Investors largely looked past ongoing oil price volatility and instead focused on strong corporate earnings, particularly in US technology. At the same time, bond markets were more cautious, with yields remaining elevated as inflation risks persisted. Key Market Themes for this Monthly Markets Update Three main themes shaped th